Frequently Asked Questions

What should I do if I am sending a Power of Attorney on my behalf to the closing?
If you are not going to attend the closing and plan to utilize a Power of Attorney, please forward to our office a proposed Power of Attorney form for our review. Broker’s Title & Closing is also well prepared to provide an appropriate Power of Attorney document for execution. In either case, the original deed transferring title from you to the buyer must be signed by you and notarized.
What is title?
Title is your right to own or use your property. Title also establishes any limitations on those rights.
What is a title search?
A title search is an early step in the home buying process to uncover issues that could limit your rights to the property. If a title issue is discovered, most often Broker's Title will take care of it without you even knowing. After the title search is complete, we can provide a title insurance policy.
What if the property I'm selling is owned by a trust or business?
If this property is owned by a trust or a business, our office will require a fully executed Trustee Certificate to establish the authority of the trustee to convey title.
What should I do if the transaction involves a condominium unit?
If the transaction involves a condominium unit, we are required to obtain a 6-D Certificate from the condominium association pursuant to Title 33 New Hampshire Revised Statutes Annotated, Section 1604-108. The 6-D Certificate is a statement issued by the condominium association stating that there are no unpaid common expenses or special assessments against the condominium unit, disclosing the effect of any right of first refusal or other restraint on the ability to sell the unit, and providing other basic information about the condominium unit and the management of the condominium.
Why do I need to fill out a buyer/seller questionnaire?
There are certain pieces of information required to complete a file and prepare legal documents for your closing. Both the buyer and the seller have questionnaires they must fill out and there are different requirements on either side. Getting these documents back to us in a timely manner helps us to ensure a quick and smooth closing.